Background & Track Record:

We Invest Florida is a fully integrated real estate development firm specializing in luxury homes on the barrier islands between Clearwater and Siesta Key. We develop high-end waterfront homes featuring premium amenities such as boat docks, car and boat lifts, seawalls, water views, pools, rooftop decks, elevators, and luxury finishes.

With 25 years of experience and 1,500 successfully completed projects totaling over $2 billion in value, our team brings deep expertise in luxury residential development.

Meet Our Leadership Team:

    •    Chris Baird – Managing Partner & CEO

    •    24 years of experience, 1,500+ new and remodeled projects, including luxury homes in Seattle, Portland, and California

    •    Managed $500 million in total projects

    •    Moved to Florida in 2020 with his wife, Crystal; they are now empty nesters and expecting their first grandchild.

    •    Tom Mikolas – COO & Partner

    •    Comes from a family with deep construction roots; his father built the

Sears Tower

    •    Built the Sears Convention Center, Sheraton on the River, Alta at K Station, and the Mesirow Financial Building in Chicago

    •    30 years of experience, developed $1.5 billion in residential and multifamily projects

    •    Now 51, relocated to Florida with his wife, Christine, for the warm climate.

    •    Kyle David – Partner & Capital Strategy Lead

Studd Muffin

Oversees capital raising, marketing, and organizational structure

Yes. We have a sample portfolio of completed projects in Chicago, Washington, California, Oregon, and Florida. Additionally, we provide three references:

    •    David Rubin – Former lender (California); repaid millions in loans

    •    Park Place Finance – Current credit line lender (Texas); funds our projects

    •    Ed Kobenko – Luxury carpenter/cabinet supplier; previously serviced our Seattle and Portland homes, now based in Sarasota, FL

Additional Assurances:

    •    No lawsuits, bankruptcies, or failed projects

    •    Several million dollars of our own equity invested

    •    $175 per sq. ft. of personal equity invested in each home ($650K per project)

Deal Structure & Terms

 •    This is an LP/GP syndicate, where investors are Limited Partners (LPs), and we serve as the General Partner (GP).

    •    LPs receive a fixed return, and we generate additional upside on the exit.

    •    For investors preferring cash flow, we offer monthly distributions plus a final payout at project completion.

What is the exit strategy?

    •    Marketing begins once renderings are complete, typically during the framing stage.

    •    Homes are sold at market-appraised values upon completion.

Cost Basis:

    •    Lot Purchase: ~$700K

    •    Build Cost: ~$350/sq. ft. × 3,800 sq. ft. = ~$1.33M

    •    Total Cost: ~$2M

Projected Sale Price: $3.2M – $3.8M

Potential Profit Margin: $1.2M – $1.5M

Even in a fire sale scenario (25% price reduction), a sale at $2.4M would still cover all LP returns and debt obligations.

Investor Protection:

LPs hold a preferred position, ensuring return of capital and profit distribution before GPs receive equity payouts.

Lender Requirements:

    •    Full background verification of leadership team, including historical project performance

    •    FBI Xactus Background Report, covering:

    •    Criminal history

    •    Real-time credit monitoring

    •    Fraud & anti-terrorism screening

    •    Loan repayment history

Construction Budget Verification:

    •    Benchmarked against national luxury home standards

    •    Line-item review for budget accuracy

    •    Real-time appraisal of the specific lot and project

    •    Lender-required insurance covering 125% of the committed funds, protecting both lenders and LP investors

Luxury Home Market Forecast (2025–2030):

    •    Estimated Growth Rate: 6% annually

Projected Luxury Home Inventory:

    •    2025: ~2,500 homes

    •    2030: ~3,350 homes (Net Increase: ~850 new homes)

Key Market Drivers:

    •    Florida remains a top migration destination for retirees and affluent buyers

    •    Clearwater to Siesta Key are emerging as luxury real estate alternatives to Miami & Naples

    •    Storm-resilient construction trends are driving demand for new high-end developments

Key Legal Documents:

    •    Operating Agreement

    •    Subscription Agreement

    •    LP/GP Syndicate Structure

Risk Mitigation & Exit Strategies:

    •    Refinancing

    •    Occupying & leasing the property

    •    Fire sale if necessary

Hurricane Risk Protection:

    •    Insurance coverage = 125% of asset value

Additional Safeguards:

    •    Personal guarantees

    •    Capital reserves

    •    Fully permitted projects with legal compliance

Who manages construction?

    •    We serve as the General Contractor (GC) to maintain budget and timeline control.

How do you manage project risks?

    •    SaaS project management platform integrated with accounting system

    •    Contingency budgets and price-locking key suppliers to prevent cost overruns

Planned Exit:

    •    Targeted 12–14 month timeline

    •    Projected profit: $1M – $1.5M per project

Market Conditions Impacting Exit:

    •    Interest rate fluctuations

    •    Broader economic trends

Mitigation Strategies:

    •    Flexible exit options

    •    Refinancing if needed

How will I receive updates?

    •    Regular project updates at key milestones

    •    Adjustments to timeline communicated promptly

This investment presents a short-term, high-yield opportunity in Florida’s booming luxury market. With a structured exit strategy, institutional lender confidence, and a leadership team with a proven track record, syndicates can capitalize on an asset class with strong fundamentals and built-in risk mitigation.

Key Strengths:

    •    High Demand Market

    •    Proven Leadership & Track Record

    •    Multiple Exit Strategies

    •    Institutional Backing